Personal Loans

Personal loans are a quick way of accessing funds for personal use within 24 hours. Plus our system makes it so easy and convenient. The best part about a personal loan is, Unlike a credit card, you are paying the loan off with every repayment. So at the end of the loan term, your personal loan is completely paid off and it’s all over and done with.

Unlike a lot of sites which only help people with perfect credit histories, we have TWO personal loan options to be able to get you the funds you need. So if you fall outside the category of Funder 1, we have Funder 2 as a back-up plan. This means you have the best possible chance of getting your new personal loan.

Because everyone’s circumstances are different, we don’t quote interest rates on our website. We just find that misleading and it can be disappointing when you see a great rate, then only to be told that you don’t quality because you had an overdue phone bill from 5 years ago. We do things differently where our funders assess your personal loan application and then offer you the best rate for your criteria. If you aren’t happy with the rate, you are under no obligation to proceed.

For some people with limited employment history or a poor credit history, rather than having the door slammed in your face by most lenders, we have a backup solution for you.

So to get started with your new Personal Loan application, here are a few things you need to be….

– be 18 years or over
– be a permanent Australian resident
– be currently employed or have regular income

For smaller personal loans, Defaults,Ex Bankrupts etc all considered. Short term employment, casual, part time, Self Employed, Pensions, Family allowance all accepted. This is the perfect personal loan to get you back on track or for short term finance up to $10,000.