Home Loans and Refinances
Borrow: Any amount
Loan Terms: 3 years to 30 years
Refinance your existing mortgage the right way and save! Being loyal to your home loan lender could be costing you thousands of dollars over the course of your loan term. The good news is that the mortgage market is full of lenders offering great deals to all types of borrowers. Refinance home loans and you could end up with a cheaper home loan which better suits your needs.
Cash Out
Apart from chasing a better rate, many of our clients have actually come to us to access the equity in their house or investment property. This is known as a Cash Out, or a Debt Consolidation.
Cash Out is where you have equity in your home and you want to refinance to a larger home lean in order to turn some of that equity into cash. This can be a very cost effective way of accessing funds as you are paying the lowest rates on the market, being Home Loan interest rates.
It also enables you to repay the extra funds as part of your usual home loan repayment, and therefore spread the repayment of the extra funds over a much longer period than you would be able to with a personal loan.
Debt Consolidation
Do you have credit cards, personal loans, car loans, overdue bills, tax debts, business debts? Want to roll them all into one repayment as part of your home loan? A debt consolidation refinance is the answer.
This enables you to totally refinance everything into your new home loan, so you have just one repayment each week, fortnight or month (whichever best suits you), and best of all, you are only paying home loan interest rates. This is a far better option than being stuck with expensive credit card debt that will just sit there costing you 20%pa.
When you apply for a debt consolidation home loan, you simply list all of your debts that you wish to roll into your new home loan, and provided you have the extra equity in your home, Bingo…. It’s all then rolled into your brand new home loan. It will save you thousands of dollars each year!!
Why Us?
As we come from a small business background, and as we aren’t all ex bankers, we fully understand that life can deal some cruel hands sometimes. This is why our loan options are vast and varied to cover almost all situations.
We help people with…
Loan arrears
Credit defaults (paid and unpaid)
Judgements
Properties in regional and rural areas
Plus we can help with…
Commercial property loans
Non Resident loans
Construction loans
Plus in every situation, we use our extensive reach to get you the best rate on the market for your circumstances.